I had originally considered using our tax return money on purchasing new fitness equipment. However, after crunching a few numbers, D and I have decided the money will be best put forth to paying off our debt. I recently called our debt management place (which, by the way is called Money Management. They are fantastic!) and asked them what their procedures are for paying off debt early. Apparently, they will call our credit card companies to get settlement balances. Then, they will let us know of the balances and of how/where to send the money.

As kudos to us, they said that D and I are doing a fantastic job paying off our debt. We are good clients! YAY us!

I love paying off debt! It feels like a huge relief when a rather large bill is paid off!

Have you joined a debt management program? Do you like the program you are in? If you haven’t, why?