It wasn’t so long ago that my husband and I were looking at different mortgage lenders. This time last year we were getting ready to look at a house. We had plans and schemes and dreams that are so different from those of today. Now, we have a house that we’re not completely sure we’re going to buy but we love it! I’m a stay-at-home mom (until all of the kids are in school full time) and am pregnant for the third and final time (something I wasn’t this time last year).

I have heard it said that the more things change, the more they stay the same. In my situation, things have changed so drastically that I barely remember what happened last year. It’s as if the year flew by in the blink of an eye without warning. My husband and I had a great conversation the other night. He said to me, “Hon. At this point, we might as well say that things change on a daily basis.”

Today will be different than yesterday and the events of tomorrow could put us on another path altogether.