With the current state of the economy, many people wonder and worry about their financial stability.  Most people are afraid that their positions will be cut or jobs will be moved or outsourced.  This day and age, it is almost unheard of for someone to have stayed at a company for 20+ years.

My husband and I worry constantly about our financial future.  As hard as it is to plan ahead, we have taken the bull by the horns in an area we both feel we have control over.  Meaning, we have started a savings account. Savings accounts are great because you can sock away pennies here or there that will surely come in handy as cush or for a rainy day!

Why have credit when you can pay cash once and be done with it?