So, i’m stupid.  Dumb, dumb dumb.  I went out last night and spent $40 worth of Halloween/Autumn decorations for the house and did not check our finances first.  So of course, I checked with our bank first thing this morning (like I always do) and we are $100 in the hole!  Bleh!  Stupid me! *slaps forehead*

Now i’m sitting here looking at those Halloween decorations as the most useless items on the planet.  I wasn’t sorry when I bought them (I was quite excited actually because they are downright cute!), but I sure am sorry now… knowing that it cost me an extra $100.  Live, learn, and then buy Luvs…. right?

In other news…. Clay Aiken finally came out of the closet.  Raise your hand if you were surprised to find out that he is gay.  *scans room*  … Anybody?

In reality trash news… Bret Michaels will be the star of yet another “Rock of Love” only this time he will find love on the road.  I have to say that although i’m excited to see another Rock of Love hit the airwaves, i’m just a little over Bret Michaels.  I was hoping they’d get Tommy Lee or Richie Sambora to be the next ROL front man.

Bleh… I can’t stop thinking about my financial blunder!  Well… at least I don’t have to spring for any Ferrari parts. Heck, we don’t even own a Ferrari. I now consider myself a Minivan mogul!

With the current state of the economy, many people wonder and worry about their financial stability.  Most people are afraid that their positions will be cut or jobs will be moved or outsourced.  This day and age, it is almost unheard of for someone to have stayed at a company for 20+ years.

My husband and I worry constantly about our financial future.  As hard as it is to plan ahead, we have taken the bull by the horns in an area we both feel we have control over.  Meaning, we have started a savings account. Savings accounts are great because you can sock away pennies here or there that will surely come in handy as cush or for a rainy day!

Why have credit when you can pay cash once and be done with it?

Do you invest your hard earned dollars? If so, how is your investor relations? Do you talk to your investor regularly?  Does he/she give you good advice on which companies to invest in?  Do you prefer higher risks with bigger returns or do you enjoy lower risks with lower to moderate consistency?

Once my husband and I get out of debt, we intend to explore our options in the wonderful world of investing.  It would be nice to build a nest egg that is not tied up in a 401k.

If any of you read this and have answers, please share!  This is a topic I am super interested in!